Temporary numerical codes sent via SMS or app to verify a user’s identity during online transactions. Typically valid for 30-60 seconds, OTPs serve as a second authentication factor to confirm purchases. However, fraudsters increasingly exploit OTPs through social engineering, tricking consumers into sharing these codes to bypass security measures and complete unauthorised transactions.
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There's a reason why certain companies have candidates lining up while others struggle with talent acquisition for even basic roles. It's not what you think. After working with hundreds of hiring teams, Ventsislava Nikolova identified exactly what separates companies that attract great talent from those that don't. The gap is bigger than you'd expect.